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Why BharatPe Flex?
Instant UPI Credit, Zero Hassle
Get instant UPI credit - no paperwork, no delays
Spend Daily, Repay Monthly
Use your credit line to pay via UPI, repay as you like
Flexible Repayment Options
Pay in full or split into flexible EMIs - 3 to 12 months
Smart Spend Tracking
Track usage, limits and repayments in-app easily
Revolving Credit
Repay to refresh your limit - up to 34 days interest free period
All-in-One App
Pay through UPI, monitor spends, and manage EMIs all in one place
Pay Securely with Credit Line
Pay safely via UPI using your credit line
BharatPe Flex is powered by Yes Bank
Customer support: yestouchclou@yesbank.in | 1800 103 6000
Our Lending Partners
BharatPe Money (brand name of Resilient Digi Services Private Limited), a BharatPe Group Company, is a Lending Service Provider entity facilitating Credit Line on UPI to the consumers, in partnership with banks.
FAQ
1What is Credit Line (CL) on UPI ?
A Credit Line on UPI is a pre-approved credit facility provided by banks, enabling customers to make payments and purchases using a pre-sanctioned credit limit. This service allows for transactions without immediate debit from a bank account, offering a flexible, convenient, and cashless payment experience.
2How to Apply for the Credit Line on UPI ?
To apply for this facility, you can follow these steps through the BharatPe app:
- Download the BharatPe app from the App Store or Play Store.
- Complete the onboarding process by providing your phone number and PAN details.
- Finish the electronic Know Your Customer (eKYC) and video Know Your Customer (vKYC) verification.
- Your eligibility and credit limit will be assessed, and you will be assigned a limit accordingly.
3What is the eligibility to apply for Credit line on UPI?
Applicants must be between 21 and 65 years of age to be eligible for the Credit Line on UPI.